🔥 JACKSONVILLE HARD MONEY LOANS — CLOSE IN DAYS 🔥 (Jacksonville)
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Direct Lender • High Rates • Low Leverage • Asset-Based • Fast Closings
Need to close a Jacksonville commercial real estate deal fast?
Urban Bay Financial is a direct check‑writing private lender funding $500K–$50M+ with no credit requirements, no tax returns, and no bank delays.
We lend purely asset-first.
If the numbers make sense, we fund — in days.
💰 Hard Money Loans for Jacksonville CRE
Bridge & Acquisition Loans
Close in 3–7 days
50–65% LTV for maximum speed
High interest rates for fast execution
Interest-only terms
No credit score requirements — asset-based approvals
We fund vacant, underperforming, or heavy rehab commercial properties
Up to 50–60% of as‑is value
Ideal for:
Downtown Jax
Riverside / Avondale
Springfield
San Marco
Baymeadows
North Jax distribution corridors
Beaches markets (Jax Beach, Neptune Beach, Atlantic Beach)
Fast Refinance & Cash-Out Loans
Partner buyout solutions
Refi maturing or private notes
Raise quick cash for new acquisitions
Stop tax/foreclosure pressure with fast capital
⚡ Why Jacksonville Investors Choose Urban Bay
Close in DAYS, not weeks
Direct lender — we write the checks ourselves
Simple underwriting: just send the address, photos, rent roll, and value
Perfect for time-sensitive Jax deals where banks move too slow
We finance transitional, value-add, and tougher assets
We fund what banks decline —
and we do it fast.
📍 Jacksonville Metro Coverage
Jacksonville • Duval County • St. Johns • Clay • Nassau
Jax Beaches • St. Augustine • Orange Park • Yulee • Ponte Vedra
Industrial corridors along I‑95, I‑10, Port of Jax, JAXPORT, and Cecil Commerce Center
📞 Get Funded This Week
Term sheet in 24 hours. Funding in as little as 3–7 days.
Urban Bay Financial
(702) 805‑0677
www.urbanbayfinancial.com